It causes you to get stranded on the side of the road. Having to call the wife to change out a bike rack to put on the trailer hitch. She has to fetch a motorcycle trailer from U-Haul. Then I spend the rest of the weekend pulling off the rear wheel. Find the screw. Pull the tire. Replace the tube. Remount everything.
So...
$0.02 = $100 and the loss of most of a weekend and stressing out your spouse.
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