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I agree with my fellow Ontario rider, we have the highest premiums, was paying $750 year full coverage, switched to my Union insurance company and now pay $530 per year full coverage$2m liability, fire and theft....... I wish I could boast about the rates our friends in the States are paying.
 

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$100/year full coverage (not the greatest, but should be sufficient) in MN, US. 05 C50 with Progressive. I have an auto policy through them as well.
 
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