Usually you can't tell. One way is to insist on looking at the owner's manual for any new model you're considering. Check the maintenance section to see if valve clearance adjustment is mentioned, and how often it should be done. That still won't tell you the method. Some bikes like the C50/M50 use screw and locknut, while others use shims, either above or under the valve opening bucket. A few use hydraulic adjusters which don't require adjustment. Some Kawasaki's use a movable rocker arm which uncovers a shim atop the valve collar, making the job a lot easier than other designs. Harleys use hydraulic adjusters throughout their motors, except maybe some Buells. Ducatis, which use desmodromic valve actuation, require adjustment of both opening and closing mechanisms, a very costly operation and needed fairly often compared to other types of valve adjusters.
Motorcycle Consumer News (MCN) usually spells out the type of adjustment and the frequency in their reports. Few other magazines do that and I wish more reported on it. MCN usually notes the time required for a valve adjustment and the cost based on $80/hr. labor rates, which may or may not be similar to costs in your area. Here in Mpls., the going rate is higher, often in the $90-95/hr area.
Sometimes the web site for a particular brand/model will identify hydraulic adjusters as a feature.
Good luck, do your research and find out. Another way is to find a web site for a particular brand/model and inquire.
Ray Nielsen, in Minneapolis and going for a ride today!