I hate wearing a helmet.
I'd bet if someone/something could say you'd never have an accident, or catch a hard shelled bug in the forehead, most of us wouldn't wear one.
But that hasn't happened yet.
I wear one only because I feel that it's the smart thing to do.
When I first started riding in my early 20's, I'd come across guys at work who just got a bike, and they felt the need for my approval.
The conversation usually went:
Nice bike. Do you realize your chain is about to come off?
Oh, and where's your helmet?
You don't have one?
Tell you what, if I see you down, and you weren't wearing one, I'm not stopping, because I figure you didn't care anyways.
It usually wasn't more than a few days before they'd come to me showing off their new helmet.
To each their own.
I went down once all by myself.
It was night, and I hit some sand while turning onto an on ramp.
Maybe 20 MPH?
The bike went down in a split second.
I was wearing a cheap 3/4 with a snap on face shield.
The face shield was destroyed.
That would've been my face.
To this date, I still don't have a pretty face, but without that face shield, it would be much worse.