Shark Attack - Page 4 - Suzuki Volusia Forums : Intruder Volusia and Boulevard Forum
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post #31 of 67 (permalink) Old 08-08-2019, 10:37 AM
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PA = Physician's Assistant
someone else to add to the ER bill
(never saw a dr)
Oh, ok.
We don't have doctors much out here anymore either.
They call them nurse practitioners.
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post #32 of 67 (permalink) Old 08-08-2019, 11:39 AM
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remember dropping my collision on my truck a few years before I junked it...not a good idea for any vehicle worth $$$...but in my case, for the condition, mileage etc,,,figured it didn't make sense paying the extra money...pretty much relieves the insurance company from having to pay you, then they have to go after her insurance company but in my case, not much of a gamble as it was really worth very little, so it worked out in my favor... hope the insurance nightmare doesn't get too ugly...hope you're feeling better.
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post #33 of 67 (permalink) Old 08-08-2019, 12:02 PM
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Oh, ok.
We don't have doctors much out here anymore either.
They call them nurse practitioners.
Given my recent experiences with the medical system and having a nurse for a wife, I absolutely refuse to be seen by a nurse practitioner 90% of the time. I am being billed at the same rate as a doctor's reimbursement and am paying for his expertise and extensive education. I am not against nurse practitioners and appreciate their extra education. They do have a place in the medical field. This has caused not a few problems recently and has resulted in me changing doctors in one incident.



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post #34 of 67 (permalink) Old 08-08-2019, 05:45 PM
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Given my recent experiences with the medical system and having a nurse for a wife, I absolutely refuse to be seen by a nurse practitioner 90% of the time. I am being billed at the same rate as a doctor's reimbursement and am paying for his expertise and extensive education. I am not against nurse practitioners and appreciate their extra education. They do have a place in the medical field. This has caused not a few problems recently and has resulted in me changing doctors in one incident.
Missed you at the rally Kurt.

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post #35 of 67 (permalink) Old 08-08-2019, 11:41 PM
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I have under-insured motorist protection on my vehicles. How can you even get insurance worth only 10K when at fault?


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post #36 of 67 (permalink) Old 08-09-2019, 09:35 AM
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10k may cover the cost of a finger splint today...

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post #37 of 67 (permalink) Old 08-09-2019, 11:35 AM Thread Starter
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I don't know how you get away with that low. And it gets split between me & the guy I hit (my last er bill was $24k, not including drs & x-rays) And she walks away without a ticket ! This state is f'cked up !!

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post #38 of 67 (permalink) Old 08-10-2019, 12:40 AM
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How does she not have a ticket? There is separate coverage for medical and for the vehicle. No way is the medical side only $10K to cover all parties involved in the wreck. An ambulance ride can go through that 10K. I set my medical coverage at $250k that is not split. I hope you are not in for a long legal battle to get things paid and repaired.


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post #39 of 67 (permalink) Old 08-10-2019, 12:40 AM
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laws are written to protect the criminals and deadbeats...

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post #40 of 67 (permalink) Old 08-10-2019, 11:14 AM Thread Starter
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Update:
My insurance totalled the car
Her liability is $10k, no medical at all. My insurance will cover my medical bills, but I don't want my premiums going up. I don't know why she didn't get a ticket since there was an independent witness who said she ran the light. And she admitted it ! I may call a lawyer just to make her pay out of pocket. It's not right that she carries min insurance & then just walks away free & clear.
Today we start car shopping. We get to go into debt cause $7500 won't buy us much. And the thought of buying a used car with an unknown history makes me cringe.

Robyn
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