I tried desperately to NOT become a member of this club... - Page 2 - Suzuki Volusia Forums : Intruder Volusia and Boulevard Forum
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post #11 of 23 (permalink) Old 08-04-2014, 08:36 PM
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Quote:
Originally Posted by Hi-Vis View Post
Unless they read forums.

I'm happy you are up and walking.
Ditto. Glad you're here to tell us about this!

Suzuki made plenty of C50s, but only one AdamJG142.

Take care of yourself, brother.

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post #12 of 23 (permalink) Old 08-04-2014, 09:52 PM
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Adam,

I went through the same thought process about six weeks ago, when some a**hole decided to make a left turn in front of me from the right lane.

If the insurance company totals your bike (which is highly likely from what you described), you can take the money they offer, and buy your bike back for the salvage value. You can then fix it, if you think it is worth it, or try to part it out. My bike was totaled, and I debated buying it back at salvage. In the end, I decided it was not worth the time and effort. If you don't have a place to store and work on the bike, it probably is not feasible for you either.

In the end, I bought a new bike that I am very happy with. I got good money for my old bike, based as the accessories coverage I had on my own insurance, plus I was blessed to have a little more to add to it.

Good luck, and I am glad you weren't hurt too bad.

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post #13 of 23 (permalink) Old 08-04-2014, 10:07 PM Thread Starter
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I'll have to see if my insurance has accessory coverage. I have an ultimate seat, cobra long shots, and a saddleman trunk bag. Thats about it, though. I dont think its worth the $500 deductible to yank those off and try and sell them for maybe a total of $700.

AJG

Adam G.

Currently Bike-less due to Crash
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post #14 of 23 (permalink) Old 08-04-2014, 11:12 PM
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Quote:
Originally Posted by AdamJG142 View Post
I'll have to see if my insurance has accessory coverage. I have an ultimate seat, cobra long shots, and a saddleman trunk bag. Thats about it, though. I dont think its worth the $500 deductible to yank those off and try and sell them for maybe a total of $700.

AJG
If you're dealing with his insurance company your coverage doesn't matter. He has to make you whole. If it is damaged he has to fix or replace it. That includes accessories, riding gear, and even cleaning the skid marks out of your underwear. The only deductible will be the other driver's problem, not yours.

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post #15 of 23 (permalink) Old 08-04-2014, 11:14 PM
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Also, do NOT sign a release of future medical bills. If you have problems related to the incident in the future you want that coverage.

Music, Motorcycles, and Family... Nothing else really matters in life!

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post #16 of 23 (permalink) Old 08-04-2014, 11:18 PM
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You should get average retail plus ad ons. My 2 wheeler has $2000.00 ad on rider. My trike has $3000.00 plus trike kit. take the money.

I know you believe that you understand what you think I said but I'm sure you realize that what you heard is not what I meant.

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post #17 of 23 (permalink) Old 08-05-2014, 08:32 AM
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It's very likely there is frame damage from the impact, and at that point, they don't mess with it, they total it.

Glad you are (reasonably) OK!
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post #18 of 23 (permalink) Old 08-05-2014, 09:26 AM
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When I wrecked in 2009, I was about $400 shy of the adjuster totalling my bike. I asked if there could be allowances made to so I could keep it. He agreed and I lived with a few scrapes and dings in the paint.

Looking back on it now, I should have taken the money and run. The bike was never quite right after the accident. Even though it had a brand new front end, the handling was not up to par.

Since you're lucky and the other guy stopped, (most don't!!!) you won't have to deal with deductibles. When you settle, settle for the REPLACEMENT value, not the Actual Cash Value. Then get a new bike with the proceeds and ride off happy.

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post #19 of 23 (permalink) Old 08-05-2014, 10:12 AM
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Good advice^ Take the money and run. The bike will never be right after that kind of a lay-down at speed. Just look at it as a chance to buy a nice used DL650 (j/k... everybody knows I love my "little" DL).
Oh, and I almost forgot... glad to hear you are ok! Where did the accident happen?

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post #20 of 23 (permalink) Old 08-05-2014, 04:29 PM Thread Starter
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Steve: US 224 in Boardman just east of Tippecanoe if you are familiar with the area. less than a half mile from my house

Adam G.

Currently Bike-less due to Crash
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